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Sylvia Gallow-Vazquez was shocked earlier this year when she applied for a Discover credit card and was denied because of poor credit history. Her credit had been impeccable.

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By federal law, each of the 3 major credit bureaus is required to provide you with one free copy per year of your credit report upon request.

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Get a free credit report and score from TransUnion, Experian or Equifax or get all three credit scores from myfico.

Consumers entitled to FREE annual credit reports. In June, 2004, the Federal Trade Commission (FTC) ordered the three nationwide consumer reporting agencies (Equifax ...

Identity theft happens when someone uses your personal information to pose as you while committing fraud. It’s typically done for economic gain.

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Your credit history determines what loans you qualify for and the interest rate you pay. Take control of your credit by checking both your credit report and credit score.

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